Health Insurance plans are divided into 3 groups:

UNDER 65:  HSAs, Coverage-on-Demand, and traditional plans too                
SPECIALIZED SITUATIONS:  Short-term, Student and Dental insurance
OVER 65:  Medicare HMO, PPO, Medigap and Part D                                        

UNDER 65 

Click on the insurance company links below to run no-obligation quotes, compare plan designs and check if your doctors are in the networks.   If you prefer, just ask me to send you a customized quote.


                                               Health Savings Account (HSA) plans

These are high deductible plans which save money on premiums and taxes.   Click here to learn more.

UNITEDHEALTHCARE:   HSA 100 and HSA Saver
ANTHEM BLUE CROSS:   Lumenos HSA includes preventive care covered in full and a maternity rider

                                                           Coverage On Demand 
                                                        ----------coming soon-------------

                                                                 Copay Plans

Familiar plans with office visit and prescription drug copays.  Lower deductibles but higher premiums.

UNITEDHEALTHCARE:  Copay Select and Copay Saver
ANTHEM BLUE CROSS:  Blue Access 2 includes a maternity rider

SPECIALIZED SITUATIONS 

SHORT TERM MAJOR MEDICAL:  provides comprehensive temporary medical insurance coverage that guards against catastrophic costs of unexpected medical bills. Temporary health insurance covers a wide variety of needs, from 30 to 185 days, and it allows you to use your own doctors and hospitals.   Also includes a prescription drug card.

STUDENT INSURANCE:  No longer covered as a dependant under your parent's plan?  Required to have coverage but finding traditional medical or college-sponsored plan to be too expensive?  Take a look at this low cost option.

DENTAL INSURANCE:   Click here for a Dental Blue brochure or here for a quote and to enroll.

65 AND OVER

Click to download a brochure to learn about Anthem's Medicare programs and premiums:

ANTHEM SENIOR ADVANTAGE:  HMO plan incuding part D and $0 premium.  Basic and Enhanced
ANTHEM MEDICARE PREFERRED: PPO plan, part D included, low premiums.  Standard and Premier
ANTHEM MEDICARE SUPPLEMENT:  Traditional medicare supplements A through G (Medigap)
PART D:  Medicare prescription drug plans.

If you have any questions or would like to apply please call me directly at 216.539.0589